Government of India aims to provide benefits of this government scheme to every poor laborer and workers and help financially in old age. Who are economically backward class people. They will benefit from this scheme. In this scheme, not even a single rupee has to be paid and the pension is 3 thousand rupees per month.
In the final budget of February 2019, the central government launched the Pradhan Mantri Shram Yogi Mandhan Yojana, a pension scheme for workers. Also, the facility of family pension will be available under Pradhan Mantri Shramyogi Mandhan Pension Yojana.
Purpose of Pradhan Mantri Shramyogi Mandhan Pension Yojana
The launch of this scheme was announced by Union Minister Piyush Goyalji. After this Pradhan Mantri Shramyogi Mandhan Pension Yojana was implemented from February 15. Based on this scheme, if the beneficiary has completed 60 years of age, he will be given Rs 3000 per month. To take advantage of this scheme, the age of the beneficiaries should be between 18 years and 40 years. Government unorganized sector workers like rickshaw pullers, cobblers, tailors, laborers. , laborers like domestic workers can avail this scheme. Under this scheme, artisans working in rural and urban areas will be given suitable Rashi. Whose monthly salary is ₹15000 or less. Government has started a scheme to help such people in their old age. Under the Pradhan Mantri Shramyogi Maan Dhan Yojana, the government will now provide ₹36,000 annually. So far more than 46 lakh people have registered under this scheme. The special thing about this scheme is that the government also contributes to it i.e. the amount you deposit. The government will also deposit the same amount on his behalf.
Who will benefit from Pradhan Mantri Mandhan Yojana?
Every employee who is unorganized can get the benefit of Pradhan Mantri Shramyogi Maan Dhan Yojana.
If your age is between 18 years to 40 years and your monthly income is ₹15000 or less. So you can avail this pension scheme. If your monthly income is more than ₹15000. Then you are not eligible for the benefit of this scheme.
Also people who pay income tax or are members of (EPFO, NPS, ESIC) EPFO, NPS, and ESIC. They are also not eligible for the benefit of this scheme.
Mobile Phone Aadhaar Card Number Off is mandatory for the applicant. A savings bank account is also mandatory for this scheme.
Other employees like government employees, state government employees, insurance corporations will not be able to benefit from this scheme.
After your death wife will get half pension of one and a half thousand rupees for life.
Under this scheme, the amount of Rs 3000 given by the government will be directly transferred to the beneficiary’s savings bank account or Jan Dhan account.
Do you have to do this to join the plan?
Joining this scheme is very easy you need to have Aadhaar card and saving bank account to avail the scheme.
All accounts opened under Pradhan Mantri Jan Dhan Yojana are eligible for this scheme.
All you have to do is go to the nearest (CSC) CSC center and apply by providing IFSC information along with your account. After completion of all process you will get Shramyogi Pension Account Number and Shramyogi Card from CSC itself.
Documents required for Pradhan Mantri Maan Dhan Yojana
Aadhaar Card
PAN card
Bank Account Passbook
Mobile number
Passport size photograph
प्रधानमंत्री श्रम योगी मानधन योजना
प्रधानमंत्री श्रम योगी मानधन एक सरकारी योजना है जिसका उद्देश्य असंगठित श्रमिकों की वृद्धावस्था सुरक्षा और सामाजिक सुरक्षा है।
पात्रता
- असंगठित श्रमिकों के लिए (UW)
- प्रवेश आयु 18 से 40 वर्ष के बीच
- मासिक आय 15000/- रुपये तक
विशेषताएँ
- 3000/- रुपये प्रतिमाह की सुनिश्चित पेंशन
- स्वैच्छिक एवं अंशदायी पेंशन योजना
- भारत सरकार द्वारा समतुल्य अंशदान
Enrollment under PM-SYM Scheme
The subscriber needs to have a mobile phone, a bank saving account and an Aadhaar card. Eligible subscribers can register for PM-SYM by visiting the nearest Community Service Center (CSC – Samudayik Seva Kendra) and self-verifying the Aadhaar number and Savings Bank Account/Jan Dhan account number.
| Entry Age(A) | Superannuation Age(B) | Member’s Monthly Contribution(Rs)(C) | Central Govt’s Monthly Contribution(Rs) (D) | Total Monthly contribution(Rs)(Total= C+D) |
| 18 | 60 | 55 | 55 | 110 |
| 19 | 60 | 58 | 58 | 116 |
| 20 | 60 | 61 | 61 | 122 |
| 21 | 60 | 64 | 64 | 128 |
| 22 | 60 | 68 | 68 | 136 |
| 23 | 60 | 72 | 72 | 144 |
| 24 | 60 | 76 | 76 | 152 |
| 25 | 60 | 80 | 80 | 160 |
| 26 | 60 | 85 | 85 | 170 |
| 27 | 60 | 90 | 90 | 180 |
| 28 | 60 | 95 | 95 | 190 |
| 29 | 60 | 100 | 100 | 200 |
| 30 | 60 | 105 | 105 | 210 |
| 31 | 60 | 110 | 110 | 220 |
| 32 | 60 | 120 | 120 | 240 |
| 33 | 60 | 130 | 130 | 260 |
| 34 | 60 | 140 | 140 | 280 |
| 35 | 60 | 150 | 150 | 300 |
| 36 | 60 | 160 | 160 | 320 |
| 37 | 60 | 170 | 170 | 340 |
| 38 | 60 | 180 | 180 | 360 |
| 39 | 60 | 190 | 190 | 380 |
| 40 | 60 | 200 | 200 | 400 |
Then the subscriber will be given the facility to visit the PM-SYM web portal and download the mobile app and the subscriber can register himself using the Savings Bank Account / Jandhan account on the Aadhaar Number / self-authenticated Aadhaar.
Who can benefit from this scheme?
Land Farm Labour
Fishmonger
Cattle breeder
Small and marginal farmers
Brick kilns and stone quarries
Labeling and packing
Construction and infrastructure workers
Leather artisans
The weaver
Cleaner
Domestic workers
Vegetables and migrant workers
PM-SYM Yojana Apply Online Click Here
ગુજરાતીમાં વાંચવા અહીં ક્લિક કરો
Joining the scheme at the entry age of 18 to 40 years has to provide to the beneficiary till the age of 60 years. On reaching the age of 60 years, the subscriber gets a family pension benefit of Rs. 3000 will be fixed monthly pension.